Planning your funeral ahead: funeral provision explained simply
Planning your wishes in advance is nothing morbid: it is an act of care for your loved ones. When the time comes, they won't have to make dozens of decisions in a hurry, nor advance significant costs.
Two ways to go about it
The prepaid funeral account
A dedicated bank account in your name, where you set aside the amount intended for your funeral. The money remains yours at all times; upon death, it is used to settle the costs according to your instructions. Simple, transparent, reversible.
The funeral directive
A document where you record your wishes (cremation or burial, type of ceremony, particular requests) and appoint who will see them carried out. Your loved ones will know exactly what to do, without guessing or debating.
Plan your wishes in a few minutes
A few simple questions, at your own pace. You get a clear view of the steps, and you spare your loved ones difficult decisions when the time comes.
- A few minutes
- At your own pace
- Confidential
No data is shared without your consent.
And what about your municipality?
In Geneva, many municipalities cover certain basic services for their residents. Planning your wishes means you only pay for what is not covered.
Check your municipality's page to learn about your situation →
Frequently asked questions
What is a funeral provision account?
It is a dedicated account in your name that can only be used for your funeral. It remains yours during your lifetime and guarantees the funds will be available when needed, without weighing on your loved ones.
Blocked account or mandate: what is the difference?
The account secures the funding of your funeral. The mandate puts your wishes in writing and appoints a trusted person to see them respected. The two complement each other very well.
Should you plan your funeral during your lifetime?
Nothing requires it, but planning ahead spares your loved ones difficult decisions in a hurry and lets you keep control of your choices and your budget, at your own pace.